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Mortgages Features | This is Money
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Mortgages Features | This is Money
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What next for mortgage rates?
 Mortgage rates have inched up slightly since hitting record lows in late summer, but should you take a fixed or tracker deal? Read our latest analysis
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Will you be hit by the FSA mortgage crackdown?
 The financial watchdog wants tough rules to stop reckless mortgage lending. We explain how the changes will affect you.
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How to beat the negative equity trap
 Regardless of new FSA proposals if you are in negative equity it is a good idea to do what you can to start improving the situation. We explain how to.
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Why can't I get a mortgage?
 I'm a first-time buyer and found what I thought was my perfect mortgage, but even though I have a deposit and good salary, I've been refused.
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Fee-free mortgages: Do your sums before signing up
 Super low mortgage rate deals may look tempting, but their hefty charges mean that a fee-free deal may actually be better. We explain the mortgage minefield.
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Mortgage boost: Rates fall and range of deals grows - if you have 25% deposit
 But it remains tough for borrowers with small deposits, cautions expert Sylvia Waycot. 'Mortgage choice is on the rise, rates have fallen, but affordability is a key factor,' she says.
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First-time buyers deposits slashed to 5% under plan to underwrite mortgages
 The Prime Minister will promise tough action to help young people own their home with a new scheme to help buyers get more mortgages at up to 95 per cent loan to value.
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Ministers plan to guarantee first time buyer mortgages to get property market moving
 First-time buyers could be given a boost by a radical scheme that would guarantee low deposit mortgages and allow lenders to claim if homes had to be sold off cheap.
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Can I get an early inheritance to buy my first home?
 My parents are reasonably well off, have no mortgage, are retired and have cash savings earning little or no interest. Should I ask them for money to buy a home?
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More than half of homeowners miss out on savings by never switching mortgage unless they move
 With a large percentage of homeowners looking to cut monthly outgoings, research has shown that they could be missing a trick by not looking for a new mortgage deal.
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