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Property Development -
Property Development in Devon
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By Michael Benfield
Land ConversionValues for arable land in the UK recently hit new highs of GBP 5,000 and in some case GBP 6,000 per acre. But with possibly 15 houses being able to be built on an acre, this is nothing compared with the GBP 250,000 that you can expect to pay for an acre of land with planning permission in one of the cheaper regions of the UK. In the South East this could be over GBP 1m and in London GBP 3m per acre is not uncommon. The same holds true for other land uses, like industrial, retail and commercial, but with different figures applying. So if you have any land, anywhere, 'converting' its present use to a higher value use could make you considerably richer.
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Property Development -
Property Development in Devon
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By Jay Neaves
In this day and age, we have no choice but to be more environmentally aware, after all, global warming is something that will affect future generations. Policymakers and eco-friendly campaigners have done a sound job in bringing environmental issues to the fore and making recycling easier. With the rising cost of landfill and the knowledge that in some areas of the US approximately 30% of all landfill waste derives from the demolition and construction of property, there is a growing trend for more ecologically-friendly building practices. One such practice that is on the increase is "deconstruction".
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First Time Buyers in Devon -
Advice for First Time Buyers
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by LS
The threshold at which buyers start to pay stamp duty has risen from £120,000 to £125,000 which will come into effect on sales after the 23rd March this year. The other bands however remain unchanged at 1% between £125,000 and £250,000, 3% between £250,000 and £500,000, and 4% for £500,000 plus.
This rise seems very much a token gesture as The Council of Mortgage Lenders (CML), has stated that while 29,000 households would have escaped stamp duty last year if the threshold had been £125,000, in the last 12 months an additional 56,000 households became liable for stamp duty purely as a result of house price rises.
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First Time Buyers in Devon -
Advice for First Time Buyers
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By Doug Hedley
Rent to own is a great concept for the housing market as it stands now. With few signs of the recent fall in market values being reversed, and availability of new mortgage funds remaining low, it is an answer to the prayers of many. But, as I'll explain, rent to own needs to come of age, to be a really effective force in the marketplace.
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First Time Buyers in Devon -
Advice for First Time Buyers
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by James Copper
The prospect of buying a home for the first time can be a very exciting experience, however for many it can also be a very daunting one too.
Being able to put down a deposit significant enough to secure a mortgage remains the biggest up hill struggle for most first time buyers. The fact is that the bigger your available deposit, the wider your selection of mortgage products will be.
Traditionally the average first time buyer would have had to be able to put down a 10% deposit - in some areas of the country, this could mean well over 10,000 for an average house price!
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