Buying a Flat in Devon?
Welcome to our site! Buying or selling your home can be a time of uncertainty, especially in today's housing market:
Devon AverageAverage house prices in the county of Devon in the past 6 months are as follows:
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- Are house prices still falling, or going up again?
- When is the best time to buy or sell a home?
- Should I go for a leasehold or freehold flat?
- When does stamp duty apply?
- What are house prices like in different parts of Devon?
- What kind of mortgages are available now?
- Is this a good time to get on the property ladder?
- And most of all, if you're buying a flat, what are the neighbours like?
We can't answer the last one, but our resources can help with the others
- Good Luck!
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Retirement in Devon -
Retirement
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By Julie Hall
Everyone has heard the term "Buyer Beware." In my business of helping people downsize their homes and possessions, it should be "Seller Beware."
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Read more...
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First Time Buyers in Devon -
Advice for First Time Buyers
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by James Copper
The prospect of buying a home for the first time can be a very exciting experience, however for many it can also be a very daunting one too.
Being able to put down a deposit significant enough to secure a mortgage remains the biggest up hill struggle for most first time buyers. The fact is that the bigger your available deposit, the wider your selection of mortgage products will be.
Traditionally the average first time buyer would have had to be able to put down a 10% deposit - in some areas of the country, this could mean well over 10,000 for an average house price!
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Read more...
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First Time Buyers in Devon -
Advice for First Time Buyers
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by LS
The threshold at which buyers start to pay stamp duty has risen from £120,000 to £125,000 which will come into effect on sales after the 23rd March this year. The other bands however remain unchanged at 1% between £125,000 and £250,000, 3% between £250,000 and £500,000, and 4% for £500,000 plus.
This rise seems very much a token gesture as The Council of Mortgage Lenders (CML), has stated that while 29,000 households would have escaped stamp duty last year if the threshold had been £125,000, in the last 12 months an additional 56,000 households became liable for stamp duty purely as a result of house price rises.
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Read more...
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First Time Buyers in Devon -
Advice for First Time Buyers
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by Liam
The global credit crunch sparked off within the American sub-prime lending market during the end of last year, and is showing no signs of letting up. In fact, many market analysts predict that it will be a considerable amount of time before the world's financial markets return to a level of affordable stability.
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